Recommended Mortgage Brokers
Choosing a Mortgage Broker
Before shopping for a house, you should get pre-qualified with a lender. Pre-qualification will help ensure that you are shopping within your budget and it will enable you to take the appropriate actions when you find that home you can't live without.
A lender is the institution that is loaning money to a buyer and the mortgage broker is responsible for evaluating the borrower’s financial situation and connecting the buyer to a lender that is right for them. Online mortgage brokers may offer you great rates but in the end, the rates are the same as you'll get most places. You should always use a mortgage broker who is responsive and pays attention to deadlines. Interest rates can change quickly and you will be relying on this person to lock in the lowest rate possible; you'll also be relying on your broker to close the loan on time. Don’t risk losing a home due to something beyond your control— your broker's level of service can make the difference between a happy new homeowner and a disappointed would-be buyer.
Using a local mortgage broker is to your benefit because their business relies heavily on local relationships and referrals, giving them a strong incentive to work diligently on every deal. I have worked with the following brokers on numerous deals and they have proven themselves to be professional, responsive, friendly, caring and competent.
Save yourself some time and contact a mortgage broker from the following list:
Fairway Independent Mortgage Corporation
Andrew J Storteboom, Branch Manager
Direct: 970.818.3020 | Fax: 866.738.4975 | ajs@fairwaymc.com
3000 S. College Ave, Suite 210, Fort Collins, CO 80525
License #100031313 | NMLS #265556 | Company NMLS #2289
Elevations Credit Union
Jim Perkins, Mortgage Loan Officer
Direct: 970.267.7697 | Mobile: 970.213.1047 | jim.perkins@elevationscu.com
4650 Royal Vista Circle, Suite 200, Windsor, CO 80528
License #717246 | NMLS #698288